mikailborg: I can't even remember what event I was attending, but I must have been taking it seriously. (Default)
mikailborg ([personal profile] mikailborg) wrote2009-03-03 09:30 pm
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Brief updates

  • 14:35 Just got verbally approved for the house loan. Stomach doing acrobatics. #
  • 21:04 @jephjacques The correct response to that is to blow him a kiss and say "thank you" in your best "Queer Eye" Carson Kressley voice. #
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[identity profile] raininva.livejournal.com 2009-03-06 05:12 am (UTC)(link)
What interest rate did they quote you? Are they doing an FHA loan or a VHDA loan?

Having just gone through this if you need any help or want all the info on the Homebuyer tax credit just ask.

[identity profile] mikailborg.livejournal.com 2009-03-06 01:51 pm (UTC)(link)
I'm going through Wachovia, they are offering me an FHA loan at 5.25% (5.88% APR).

We can afford the monthly payments with no problem. The down payment / closing costs are proving to be a little trickier, but we think we've got a good handle on that too.

I'd be pleased to learn what you know about the tax credit. We've already talked about it a bit, it looks like it will be a nice amount next year! But now I have to start itemizing for the first time.